Save Job Back to Search Job Description Summary Similar JobsJoin a collaborative team that values continuous learning and developmentTake ownership of complex commercial credit decisionsAbout Our ClientWe are seeking an experienced Commercial Credit Analyst to join a high-performing Credit & Risk team within a leading financial services organisation.This role offers the opportunity to analyse, structure and manage a diverse portfolio of medium to large, complex credit exposures while contributing to the ongoing evolution of credit practices, systems and processes.We're looking for a commercially minded credit professional who combines strong analytical capability and sound judgement with a passion for continuous improvement, technology and innovation. This is an excellent opportunity to work in a collaborative environment where your expertise will influence credit outcomes, portfolio performance and business growth.Job DescriptionAs a Commercial Credit Analyst, you will:Analyse, structure and underwrite commercial credit applications within delegated authorityManage relationships with business partners, dealers and commercial customersAssess financial performance and creditworthiness, establishing appropriate credit limits and risk controlsMonitor portfolio performance and proactively manage emerging credit risksPrepare high-quality credit submissions and risk assessments for approvals outside delegated authorityNegotiate and prepare credit documentation in line with internal policies and legal requirementsSupport business growth through thoughtful and commercially balanced credit decisionsIdentify and contribute to process improvement initiatives, including automation and digital solutionsProvide guidance, coaching and support to junior team membersProduce portfolio reporting, insights and risk trend analysis for stakeholdersThe Successful ApplicantYou're an experienced credit professional with strong commercial judgement and the ability to assess complex lending opportunities beyond automated decision tools.Experience in commercial credit, financial analysis or risk assessmentProven manual underwriting and credit assessment capabilityStrong analytical, problem-solving and financial analysis skillsSound understanding of credit risk, cash flow and financial statementsExcellent communication and stakeholder management skillsAbility to manage priorities, work independently and make balanced risk decisionsProfessional, adaptable and committed to continuous improvement and learningWhat's on OfferOpportunity to work with a diverse portfolio of commercial clients and complex credit exposuresCollaborative and supportive team environmentCareer development and ongoing professional learning opportunitiesExposure to evolving technologies, automation and modern credit practicesFlexible and forward-thinking workplace cultureCompetitive remuneration packageContactAj BhatiaQuote job refJN-072026-7074727Phone number+61 403 184 201Job summaryFunctionBanking & Financial ServicesSpecialisationCredit Risk, Analysis & ResearchIndustryFast Moving Consumer Goods (FMCG)LocationBrisbaneJob TypePermanentConsultant nameAj BhatiaConsultant phone+61 403 184 201Job ReferenceJN-072026-7074727
